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program eligibility

In order to be eligible for the program, an individual must:

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  1. Live in a household with a combined income of up to 200% of the Federal poverty level.
     

  2. Have a job.
     

  3. Have a valid WV Driver’s License. 
     

  4. Be willing to participate in financial education training.
     

  5. Must be a participant with
    Jobs & Hope.

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Keys to Success

What is Keys to success?

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Keys to Success program is designed to assist individuals in purchasing a vehicle to make it to and from work. Good News Mountaineer Garage staff support applicants through the process of applying for a loan, learning about credit and purchasing a vehicle. The Keys to Success program focuses on 3 main areas to assist individuals in successfully purchasing a vehicle:

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  1. Reduced Purchase Price of the Vehicle: In 2020, the West Virginia Legislature passed a new law providing state tax credits to dealers and private parties who provide vehicles to our program. These tax credits allow us to help participants purchase a used vehicle through a cooperating dealer, or from us, at a greatly reduced price.
     

  2. Reduced Vehicle Financing: We have a partnership with Element Federal Credit Union which provides the participant with very low rate financing for the purchase of a vehicle (no more than 6 to 8% per year). This will save the participant a considerable amount of money in loan costs.
     

  3. Financial Education: We will provide financial training and counseling throughout the period of the participant’s loan. This will empower participants to handle their finances successfully.

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